Real estate房地产
En bloc sales of old condos: Offer affected owners ABSD concessions for replacement homes评论:集体出售后换房,应为受影响屋主提供额外买方印花税宽减
Key facts重点
- The headline argues for ABSD concessions for owners replacing a home after an en bloc标题主张,集体出售后换房的屋主应获得额外买方印花税宽减
- It does not announce a change in the law or in IRAS rules它没有宣布法律或税务局规则已经改变
- ABSD is the extra stamp duty some buyers pay on top of basic duty额外买方印花税是部分买家在基本印花税之外再付的税
- The cost of the next home can decide whether an en bloc sum is enough下一套房子的成本,可以决定集体出售的钱够不够
What this means这对你意味着什么
The headline is a commentary: offer owners affected by an en bloc sale some ABSD relief when they buy a replacement home. It is an argument, not a new rule. Nothing in the headline says IRAS has changed additional buyer’s stamp duty.这则标题是一篇评论:集体出售(en bloc)之后要再买房子的屋主,应该在额外买方印花税(ABSD)上得到一些宽减。这是主张,不是新规定。标题并没有说税务局已经修改了额外买方印花税。
En bloc sellers are often buying and selling in the same season. Stamp duty on the next home can be large enough to change whether the collective sale still looks attractive. Owners should ask their lawyer what they would pay today, under the rules that exist now.集体出售的卖家,常常在同一段时间里又卖又买。下一套房子的印花税,可以大到改变这笔集体出售还算不算划算。屋主应该问律师,按现在已经存在的规则,自己今天要付多少。
Buyers who are not in an en bloc should not expect a concession. Sellers voting on a collective sale should put the replacement-home tax in the spreadsheet before they vote. A headline that says “offer” is a suggestion that someone else would still have to pass.不在集体出售里的买家,不要期待有宽减。准备投票的卖家,应该在投票前把下一套房子的税放进表格。标题里的“应该提供”,是一个还要别人通过的建议。
3 Takeaways for Buyers & Sellers给买家与卖家的3个要点
- Has ABSD been cut for en bloc owners?集体出售屋主的额外买方印花税是不是已经减免了? Do not budget for a concession that has not been announced. Ask a lawyer or check IRAS for the duty that applies to you today.不要把还没宣布的宽减写进预算。问律师,或查税务局,看你今天适用的税额。
- What should an owner check before voting for a collective sale?投票赞成集体出售之前,屋主该核对什么? If you are voting on an en bloc, price the replacement home after stamp duty, not before. The sale proceeds have to buy the next place.如果要为集体出售投票,按税后的价钱来算下一套房子,不要按税前。售房所得必须买得到下一个住处。
- Does this commentary help an ordinary resale buyer?这篇评论对普通转售买家有用吗? Ordinary buyers and sellers are still on the current rules. A commentary about what should change is not what you will be charged.普通买家和卖家仍然适用现行规则。一篇讨论应该怎么改的评论,不是你会被收取的金额。